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Bulletin of Chinese Academy of Sciences (Chinese Version)

Keywords

fintech, economic growth, regional disparities, regional coordinated development

Abstract

Based on multi-source big data, this study analyzes the current situation and internal logic of fintech enabling regional economic growth and coordinated development in the new development stage, from the aspects of stimulating R&D, promoting talent dividend process, and amplifying regional spillover effect, in view of the current challenges facing China’s regional coordinated development. Then, it analyzes the challenges and problems in fintech-enabled regional coordinated development, including the significant regional fintech gap, obstacles in the effectiveness of fintech in underdeveloped regions, the lack of fintech talents, and the fintech regulation and information protection system need to be improved. Finally, corresponding policy recommendations are put forward in four aspects: building an interconnected fintech ecosystem, implementing differentiated policies, strengthening the cultivation of fintech complex talents, and reinforcing fintech regulation.

First page

1717

Last Page

1730

Language

Chinese

Publisher

Bulletin of Chinese Academy of Sciences

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